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Julie Jenkins
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Five Great things about home ownership

Updated Friday, November 11, 2011
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It is a great time to become a home owner, here are 5 great reasons why.....


1. Equity

Why line your landlords pockets when you could be building equity in a home of your own? Home ownership can be a great part of a long term financial plan. The initial expenses of a down payment and closing costs are offset by the appreciation that a home has over time.

2. Friendships

Homeowners have neighbours to build long term relationships with where renters or tenants tend to be more transient. A typical one year lease means that either you or your neighbour may be moving soon, and knowing this you may put less effort into getting to know your neighbours.

3. Predictability

If you have a fixed rate mortgage you can rest assured that your fixed monthly payment will stay the same for the length of the term. (typically 5 years) This allows you to budget and build a strong financial plan. Most home maintenance costs are predictable as well. You know the average age of a furnace or roof and can plan and budget to save the money before it is needed.

4. Make it yours

You can make changes to your house to suit your own tastes and to make it your own. Add a deck or a pool, paint or knock down a wall to open up the living space - it is your home and you can make changes to suit yourself, not your landlord. No more drab apartment beige walls.

5. Great deals

There are some great deals right now and interest rates remain at historic lows. Talk to your mortgage professional to find out if you qualify to own a home. (I have some great contacts in the mortgage industry if you don't have a mortgage professional).

Choosing the right Realtor does make a difference - Call Julie 1st!


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Julie Jenkins

Julie Jenkins