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Closing Costs

Updated Tuesday, September 4, 2012
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When you buy a new home don't forget to factor in the closing costs. When you first sit down with your mortgage or lending professional to get pre-qualified to buy a home, make sure that you ask them for an itemized list of what you will need to pay on closing. Some of the many things that you need to plan for during the buying process are lawyers fees, appraisals, home inspection, title insurance, property insurance, land registration fee and some adjustments for things like taxes and utilities.

In all, the list of closing and move-in expenses can be over a dozen items long. To help homebuyers keep track of these costs, CMHC has an up-front expense checklist here for the worksheet.

If you don’t know what amounts to budget for, ask your mortgage specialist to walk you through this list and fill in the blanks. That way you’ll have a set budget with no surprises on closing day.

Working with your team of specialists like your Realtor, mortgage specialist, home inspector and lawyer and asking lots of questions can help you to have a smooth home buying experience.


Call Julie Jenkins

Sales Representative

EXIT Realty Twin Bridges Brokerage

Office 519-336-3948


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Julie Jenkins

Julie Jenkins